Hong Kong Housing Authority and Housing Department

Change in Mortgage Arrangement

Change in Mortgage Arrangement
Home Ownership Scheme (HOS) / Private Sector Participation Scheme (PSPS) / Tenants Purchase Scheme (TPS) / Green Form Subsidised Home Ownership Scheme (GSH) Flats

Pursuant to the Housing Ordinance, if premium has not been paid, a flat owner is required to obtain prior approval from the Director of Housing for any change in the mortgage arrangement. The usual reasons for applying for a change in mortgage arrangement are: